Key Replacement Protection

Key Fob Replacement: What You Need to Know!

All that complexity makes them expensive to replace if you lose or break your car’s key fob. The days of getting a new key cut by a corner locksmith are long gone. In some cases, the only way to replace a car key is to visit a dealership and shell out hundreds of dollars. 

Your car insurance may cover the fob replacement, though going this route counts against your deductible. Replacing the key may not be a great plan if the automaker charges $400 for a new key fob and you have a $500 insurance deductible. 

Kelley Blue Book contacted dealerships across the country for replacement costs of key fobs for some popular and high-end models. Quotes we got for replacing key fobs for a 2020 Subaru Forester with a push-button start ranged from about $200 to $400. A 2020 Toyota Sienna fob was about the same. However, dealers quoted as little as $150 to replace a 2017 Honda Accord key fob. 

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